Protect Your Assets with Expert Insurance
Customized plans for safeguarding your financial future.
Protect Your Assets with Expert Insurance
Customized plans for safeguarding your financial future.
About Ducharme Alliance
Our Mission
At Ducharme Alliance, our mission is to protect and grow your assets through tailored insurance solutions. We believe every client deserves a personalized strategy that shields them from potential risks. We protect you by ensuring you have a complete strategy that guards against those things that happen that you cannot control. We provide you options to intentionally protect you and your family for this generation and the next.
Where are you Vulnerable?
Income Replacement/Protection
Is your lifestyle based on more than one income? What would the loss of a household income in your family mean if it happened today? This is a reality many people do not consider. Not only in the event of death, but also in physical illness, paralysis, mental illness. What control do you have over the occurrence of a tragic situation occurring? You don't have control over it occurring. You can prepare though. Stewardship and responsibility for the one's you love can begin today if you want before it's too late.
Mortgage Protection / Estate Planning
Your home is more than likely your largest asset. In some cases a home can be part of an estate, which is is part of a family legacy. Beyond being an asset you want to protect and shield from the occurrences of damage, death, probate, claims of others, it is a place of shelter and protection for your family, your pets, and the memories you have . Protection can be established easily and the umbrella of a mortgage/estate protection plan will be one that brings peace of mind in an unstable and often unpredictable world. There are options to be able to tailor a plan specific to you and your unique family. Do you have an Electronic Trust accessible from anywhere?
Funeral/Death/Burial Costs
Death does not escape anyone. It is an inevitable event that will occur in all human beings lives. The question arises then, are you prepared? You are either prepared or unprepared. In some cases, it is an event that is not a surprise, but procrastination has been allowed, causing an unplanned time of urgency. In some cases, death does come unplanned and suddenly. If not prepared for, it can be a time of extreme stress and unnecessary chaos that wears on anyone involved. Death is an emotional time. With some preparation and planning, it can make a difficult time less stressful on everyone.
Hospital, Medical, Dental
Are costs in these areas a concern for you? Do you wonder how you are going to pay for medical costs if hospitalized? Do you know that in many cases, the first 6 days of hospital stays are not paid by your insurance or Medicare? There are often unplanned costs that arise from heart attacks, strokes, brain anneurisms, injuries that require physical therapy, and rehabilitation. Chiropractic care is on the rise and many people suffer unnecessarily because they do not feel they can cover the cost of chropractic care. There a variety of options available for heart attack, stroke, hospitalized patients, or cancer patients at a time when you are most vulnerable.